The Credit Karma app gave her a score of 440. “My credit just exploded and went down to nothing,” she says. She ran up debts of nearly $1,000 buying groceries, and pretty soon she couldn’t make the payments. She tried to forestall financial disaster with credit cards, applying for two that hit her with $89 in fees for every $300 she charged. The setbacks that led to Niffenegger’s life outside - a word she prefers to “homeless,” which she can’t bring herself to say - started in early 2019, when she lost her job at a call center. I mean, she saved my life so many times.” “If I dozed off, and someone walked within say 15 feet of me, she alerted me,” Niffenegger told me recently. Brownie would lie next to her, but the dog didn’t sleep much either. She barely slept, bunking on top of picnic tables, where she folded up her blankets into a cocoon. She put what belongings she still had - including her collection of what she refers to as her “ ’80s big-hair wigs” - into storage and filled a backpack with dog treats, toys and blankets for her 22-pound terrier, Brownie. Suzy Niffenegger slept outside in Las Vegas for the first time in late August 2019. To hear more audio stories from publications like The New York Times, download Audm for iPhone or Android.
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